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Bike, kit, training... it all costs. Tom Rayner from the experts at MCN offers advice on paying the bills for anyone heading for their bike test

 

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Find finance offers below

You can afford it - here are some great-value finance deals available on that first bike - or kit.

Dealers and manufacturers compete to offer the best deals. You can get as low as 0 per cent annual percentage rate (APR). APR is the charge the finance company makes for putting up the money on your behalf.

Most packages offer payment plans with either 12, 24 or 36 months to repay. The shorter the period of repayment the lower the APR.

Some finance packages penalise you should you pay off the remainder of the loan early.